THE IMPORTANCE OF HEALTH INSURANCE DURING PANDEMIC

Health Insurance

The importance of health insurance during the current scenario, measures to prevent the spread of the corona virus have begun to regulate almost all fields. The suggestion of the importance of maintaining health and following activity restrictions is a fundamental attitude for us to get through the COVID-19 pandemic with as few losses as possible.

Apart from preventive practices, having the help of health insurance is for our peace of mind in difficult times like this — especially for people who are seniors.

• What is health insurance?

Health insurance is a service that reimburses the parties to the contract for medical and hospital expenses. The amount can be returned in whole or in part, in accordance with the conditions set out in the policy. These characteristics make insurance a cheaper and more accessible option for having access to several medical specialties.

It is noteworthy that, in this type of care, services are not limited to accredited networks or associated professionals, as in the case of traditional health plans. Therefore, the insured has the possibility to choose the clinic or hospital of their choice to carry out their consultation and treatment.

These aspects make the difference between life insurance and health insurance significant, especially for people who cannot afford the cost of the plan, which is often high. Similarly, by offering insurance as a labor benefit, the company ensures savings and flexibility in the health care of its employees.

• How important is health insurance in the face of a pandemic?

In times of health crises, such as the current coronavirus pandemic, the demand for medical care increases rapidly. Society in general feels the impact of this situation. With conditions like this, there is an excess of patients in the hospital, which often even sacrifices patients who need other types of care.

On the other hand, those who are covered by services such as health insurance receive health insurance. Although demand in private hospitals also increases during this period, it should be taken into account that they will have more resources to ensure the necessary support during treatment.

In this context, health insurance becomes very important, given that it provides more comfort and security to the public in times of complexity and uncertainty.

• Why offer health insurance to employees at a time like this?

There is no doubt that health-related benefits are one of the most important a company can offer its employees. However, a company that helps reduce medical costs significantly and provides the necessary support in difficult times like this will bring positive results for the company itself. Employees who have access to quality medical care, can work with more attention, calmer minds, and will achieve their best performance while on the job.

Since health insurance has enormous benefits, its offerings also help in attracting and retaining professional employees. With great talent working in the company, it will be a reference for the quality of a company itself.

In times of a pandemic, health insurance is one of the greatest forms of care a company can have for its staff. With their health and confidence that they will get the help they need under any circumstances, employees will remain motivated to continue their work routines even during difficult days like these.

So, have you better understand the importance of health insurance? Are you thinking of buying the service?